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Archive for September, 2006

I've been away....and why

September 15th, 2006 at 09:40 pm

Man, I've missed this place!

Last week, my aunt had a VERY bad accident at work, which left all of our family scrambling while we awaited news of whether she would lose her leg or not. So far, it looks like not, the surgery went well, and they are hoping the leg will heal well. She will have LOTS and LOTS of physical therapy, and will more likely than not be disabled for the rest of her life. This is really bad, because her husband had an accident at work years ago which left him permanently disabled (he had 2K degree oil spilled on his entire leg). It's been a very stressful 2 weeks!

But, now I'm back, life is getting back on track, the wedding is in ACK 3 weeks! I need to find out train information and get that back on the rail (sorry all!), I have tons and tons of ebay stuff to list, and I need to unearth my house lol. Gas was a financial killer this last bit, but at least prices are finally coming down, it's hovering between 2.17 and 2.24 around here thank goodness!

Target coupons again and wedding food!

September 6th, 2006 at 10:46 pm

Well, Target has had a coupon out for a bit now for $2 off any Archer farms deli purchase over $2. You know what that means right? Free deli stuff!!!

Well, the downside for me is, there are NO Super Targets in the Louisville area. The closest one is an hour and a half north of us by Indianapolis. Last weekend we had to take the kids to my parents house, and also paint the area for the wedding, so we decided to head up to Supertarget after that was done. We got LOTS of packages of deli meat (about 1/3 lb packages), and cheese, plus some salads and fruit packages. Total before coupons was well over $100, after coupons was less than $20 (including the rest of the painting supplies, etc.). We were planning on using all of this for our wedding food, then my mom told me she had found someone who will do 100 lbs. of BBQ pork for $80. And a friend of hers wants to cater the rest of the wedding for the cost of food only, as her gift to us. So we accepted that offer, adn will use the lunchmeat for school lunches, etc.

Gotta love those Target coupons!!!

Debt Balances

September 5th, 2006 at 12:30 am

As those of you who follow my blog may realize, my fiancee and I have no credit card debt, thank god! LOL! BUT, we do have a couple of small-ish loans, and one car loan to conquer. Debt balances as of the end of August are as follows:

My parents: $4,555 (various loans after I had my youngest son via C-section with no health insurance)
DBF's grandmother: $2,600 (loan for house downpayment, was originally $3K in July)
DBF's dad: $750 (finally got us a truck! we bought his old one, a 96 Dodge Dakota that works great!)
Mortgage: $62,956.10
DBF's car: $4,700 (this is an estimate, I'll get exact figures next week. Seems high for a 95, but it was his dream car so I don't give him crap about it lol)

Total Debt: $75.561.10

Major thing first is to get his grandmother paid off, we send her $200 a month right now, but want to pay her off by January so we need to step that up quite a bit after the wedding. That would be $800 a month, and I don't know if that's doable, but we're gonna try!!!

Breakdown of repayment is as follows:
Mortgage: Payment is $534.XX a month, but I'm sending $550 at least. watching that large interest amount go down is a good thing!
My parents: $100 a month until other debts (excluding mortgage) are paid off.
His grandmother: discussed above
His dad: This one's not a priority at the moment, dad's attitude is whenever whatever, so we're looking at starting payments probably in November or December, and paying it off quickly due to small amount.
His car: right now payment is $131 every two weeks, this is an auto debit, and no interest is charged (or so DBF says, I need to check into that), so will need to look into getting that amount upped after other debts are lowered a bit.