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Archive for June, 2006

No Spend Day!

June 25th, 2006 at 03:58 pm

For me, but not B. I stayed home today to catch up on work due to sick kid most of last week. So I actually will get paid for today lol. Going to transfer 26.92 over to ING for our $20 challenge, plus a little more for coupon savinfs, etc. Been apretty unexciting weekend, although I did buy some plants and stuff yesterday for our late start garden.

Boring boring me today lol/

A new day, another dollar

June 23rd, 2006 at 06:27 am

Ok, so to get over yesterdays financial cuss-fest...I called the gym back and finally got to speak to the manager. I told him my issues, and he agreed to refund me $40, this months memebership + 1 to help cover the cost of the bank fees. Not the ideal solution, but a good compromise to reach instead of wasting another $10 on cell phone minutes right?

B and I had our first argument about money last night, we joined our bank accounts and he freaked out a bit. Previous relationship issues yes, but we have never fought about money before and we're working on buying a house together!!! I was pretty floored at the whole thing, but we're better now and back on the same track. We're making our first contribution tonight to the $20 challenge, so thats good.

Trying to avoid the $4 coffee as I sit freezing at my desk........

ARGH! Two steps back

June 22nd, 2006 at 08:16 am

I made a MAJOR screwup today. I have been trying to call and cancel my gym membership for weeks now, and getting run around after run around. I live an hour away, so I cant just stop in or anything. Well, today they took their payment out of my account. Wouldnt be a big deal, but the $12 check I wrote for a dresser for my son was deposited yesterday (a week late), so I was $10 short in my account. (Insert lots of cussing here). So now my account is $59 overdrawn Frown. And that will eat up the overtime pay on my check tomorrow. I am so mad at myself, plus the gym for being uncooperative. I was trying!!! So today has NOT been a no-spend day unfortunately. CRAP..I'm gonna have to tell B about it too cuz he was going to deposit money today to cover bill checks that mailed out this morning. CRAP CRAP CRAP!!!!!

No Spend Day!

June 21st, 2006 at 06:04 pm

I had my first no spend day today since joining this forum. I had to go to work, so I guess TECHNICALLY I spent money for gas, but since my commute has been cut from over an hour to less than 10 minutes, I can take that. I skipped my $4 coffee weakness, but mostly that was because my son was sick so I had to leave work early. lol

I spent the day unpacking some more, and organizing my coupons. My binder is FULL, I need to find some more of the baseball card sheets I use, I know I have some around here SOMEWHERE. I joined a new rewards program today too, so that will help.

I am always looking for referrals to good, reliable paying reward and survey sites, so if you know of any, drop me a line. I'm looking forward to grocery shopping this weekend and seeing how I can do coupon wise. The store here doubles coupons up to .75 every day WOOHOO!

I talked to B about doing the $1 trial offers for GC's and he said it was cool as long as I remember to cancel them. So I'll do them from work where I have Outlook and can set the reminders to cancel. I also remembered to mail in my computer rebates today. I'm on track and still feeling good about this!

OK..I can start Friday right??

June 20th, 2006 at 04:03 pm

I broke down today..bought my $4 cup of coffee. OUCH! My office is kept FREEZING cold (note to self: bring a jacket!!!), and the free coffee seriously tastes like it has a substance in it that should never pass human lips. I told myself I would stop spending $4 a day on coffee, but today I broke down. I can start that whole no $4 coffee thing Friday right???

Had a great mail day yesterday..got my Bzzzkit for Aquapods which included 2 bottles of the water ( so cool for kids, 11 oz of Ice Mountain water in a bubble shaped bottle), a coupon for a free 8 pack and .50 coupons for me to pass out to others..also got a free full sized tube of Jergens Daily Glow facial moisturizer from a contest and a few other things. Today I got my Netflix movie and the free 5x7 picture I won in a Kodak contest. It's the little things right?

Taking inspiration from a few other blogs I've read, I wrote to Reynolds today about their Slow Cooker liners, I had gotten some ridiculously cheap with coupons, and since I use my slow cooker so much I finally used one last night. Well, the thing leaked!!! Kinda defeats the purpose doesnt it? So we'll see what happens with that one.

Talked to B last night about the $20 challenge, and he said it was a great idea so we're going to start on Friday when we get paid since we dont have $20 to our name at the moment.

Also today I finally remembered to print out the rebate forms for my new computer, so I'll get those sent in tomorrow. That will be $100 for our challenge account when those come in. I can see the light at the end of the tunnel, and its pretty!!!! LOL!

Thanks for the inspiration everyone..I'm off to read The Tightwad Gazette!

Broke as a joke

June 19th, 2006 at 04:46 am

I figure thats about accurate for now. We just moved a few weeks ago, and used all of our meager savings to do so. BTW, deposits SUCK! We are both working now, which is definitely a good thing, but trying to get on our feet is rough. I started re-reading The Complete Tightwad Gazette (again), and that just got me all motivated. We want to buy the house we are currently living in, and are contracted to do so, with a downpayment of $3,000 being due September 1st. My fiancee isnt real serious about the saving money thing, he is in spirit, but the reality isnt quite there. He says, I want to get this, and this, and this, and this...and I'm like..wait! we dont need to buy that now!!! He will listen to an extent, but I'm trying to get him to read that book, and the forums with me, to try and get his head in the right place.

Ok, so anyway, right now we have $56 in checking, $5 in savings. I opened an ING account this weekend so I can start putting money away there. I've been tracking all of my coupon savings, and after talking it over with B (my fiancee), we decided that 10% of all coupon savings, all rebate checks, etc. will be deposited in this account, along with whatever else we can do. I'm cruising the site, trying to figure out how to navigate, as well as what the heck the $20 challenge is, and I'm learning alot along the way.

I'm 26 years old, and I'm finally learning how to become an adult financially. YA ME!!!!!